Basic Introduction –

This manual has been put in place for the sole purpose of educating consumers nationwide. Since we are not attorneys, no legal advice or suggestions or preparations will ever be offered. All persons should take special precautions when dealing with credit cards, credit repair services, and credit building.

Also, understand that anytime you deal with credit and you decide to purposely defraud the credit bureaus or any creditor, you could end up with serious problems with many implications so being truthful does pay off in the long run. It doesn’t take much these days to become a target.